Typical terms
- Loan amount
- $100K–$5M
- Published rate range
- 8.75%–11.5%
- Leverage
- Up to 80%
- Term
- 24 mo IO
- Typical credit
- 620
Who this program serves
Designed for investors focused on refinance runway, with underwriting centered on the property's value and income-producing potential.
No prepayment penalty
Interest-only for up to 24 months
Up to 80% LTV
Fast path to a permanent loan
Investment residential and commercial
Built for
- Lease-up or stabilization periods
- Time-sensitive purchases
- Short-term holds
Representative funded examples
$3.9M · Las Vegas, NV
Cash-out refinance · SFR
$682,500 · Pomona, CA
Purchase · Warehouse
$390,000 · Richmond, TX
Residential assisted living