Published ranges

Rates built around the scenario.

Pricing may change and depends on leverage, property, credit, structure, and underwriting.

ARV Pro

8.75%–11.5%

$75K–$2M · 12 mo IO

FlexTerm

5.99%–10.49%

$75K–$5M · 30 yr fixed or IO

Bridge

8.75%–11.5%

$100K–$5M · 24 mo IO

Commercial & Mixed-Use

6.49%–11.5%

$100K–$5M · 12–60 mo

Points

0–5 points may be permitted. Eligible rate buydowns: 1 point may reduce rate by .375%, up to .75%, with an 8.99% floor where applicable.

Lender fees

Some programs may include a 2% lender fee plus a $999 underwriting fee. Fees vary by program and transaction.

Prepayment

No prepayment penalty on eligible fix-and-flip and bridge programs. Other programs vary; verify the final loan terms.

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