Small balance commercial

Commercial & Mixed-Use

Flexible financing for income-producing commercial and mixed-use properties.

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Typical terms

Loan amount
$100K–$5M
Published rate range
6.49%–11.5%
Leverage
Up to 75%
Term
12–60 mo
Typical credit
No minimum

Who this program serves

Designed for investors focused on specialty assets, with underwriting centered on the property's value and income-producing potential.

Wide range of commercial property types
Terms from 12 to 60 months
No minimum credit score
Mixed-use eligible
Office, retail, warehouse, industrial, medical, storage, assisted living

Built for

  • Small business property owners
  • Specialty asset investors
  • Mixed-use buildings

Representative funded examples

$3.9M · Las Vegas, NV

Cash-out refinance · SFR

Closed in 2 weeks

$682,500 · Pomona, CA

Purchase · Warehouse

Closed in 4 weeks

$390,000 · Richmond, TX

Residential assisted living

Closed in 4 weeks