Flagship long-term
FlexTerm
A 30-year fixed or interest-only option for stabilized investment properties.
Check My ScenarioTypical terms
- Loan amount
- $75K–$5M
- Published rate range
- 5.99%–10.49%
- Leverage
- Up to 75%
- Term
- 30 yr fixed or IO
- Typical credit
- 650
Who this program serves
Designed for investors focused on long-term hold, with underwriting centered on the property's value and income-producing potential.
30-year fixed or interest-only
Purchase, refinance, or cash-out
Residential and commercial property types
No personal income verification
1–4 unit, multifamily, mixed-use, small commercial
Built for
- Buy-and-hold rental owners
- Refinancing out of hard money
- Self-employed investors
Representative funded examples
$3.9M · Las Vegas, NV
Cash-out refinance · SFR
$682,500 · Pomona, CA
Purchase · Warehouse
$390,000 · Richmond, TX
Residential assisted living